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Welcome to ITSA
The Insolvency and Trustee Service Australia is the government agency responsible for the administration and regulation of the personal insolvency system in Australia. Our purpose is to provide a personal insolvency system that minimises the impact of financial failure on the community, produces equitable outcomes for debtors and creditors and enjoys public confidence through application of business laws, regulation and trustee services.

To learn more, click on the links in the table below that are most applicable to your enquiry:

*I have unmanageable debts and want further information*	*I am a creditor who is owed money*	*I am a trustee or administrator*	*I am currently under a personal insolvency administration*
Do you: owe money that you will not be able to pay? want to stop demands for payment until you can consider your options?	Are you: owed money by someone who has become bankrupt or insolvent? trying to make a person who owes you money bankrupt?	Do you: need help on the discharge of your obligations? want to become a registered trustee or debt agreement administrator?	I am: a bankrupt a debtor under a debt agreement a debtor under a personal insolvency agreement
. Information for Debtors .	. Information for Creditors .	. Information for Trustees .

ITSA also maintains the National Personal Insolvency Index (NPII), a database containing information on past and present bankruptcies, insolvency proceedings, and administrations made under the Bankruptcy Act 1966.

More information
If you need further information, an ITSA employee will be happy to assist you:

Within Australia		From overseas		ITSA local offices
Phone:1300 364 785 Email: info@itsa.gov.au		Residents of some overseas countries may call us on ITSA’s toll free number. Alternatively, email us at info@itsa.gov.au. .		ITSA has a number of local offices around the country to answer your enquiries. View contact details for our local offices, including street & postal addresses, fax numbers and local email contacts.

	Quick Links
	Bankruptcy Searches (NPII) Current Amounts Annual Report ITSA Contacts

	Online Services
	About ITSA Online Services Logon to ITSA Online Services Register for access to ITSA Online Services Download Help Manual [PDF] AER use cases [PDF]

Important Update

Updated 21 July 2010

Are you applying for a Bankruptcy Notice or extension for a debt below $5,000? (PDF)

Changes to Bankruptcy Notices effective from 11 August 2010

Minimum threshold for a Bankruptcy Notice and Creditor Petition will be $5,000 from 11 August (PDF)

What's New?

ITSA Practices & Policies
Inspector-General Practice Statements No7
Annual estate returns
Debt Agreement Practice Statement No10
When does the Debt Agreement Proposal Lodgement Fee apply?

The Personal Insolvency Regulator Newsletter
Personal Insolvency Regulator July 2010 - Volume 8, Issue 2

Forms for Creditors
New Form -
Application for Issue of Bankruptcy Notice (effective from 1 August 2010)
Updated Form -
Claim and Vote Form

Personal Insolvency & the Law
Bankruptcy Legislation Amendment Act 2010 (No.106)
- Information session times and Nomination form (WORD doc)

Exposure draft - Amendments to the Bankruptcy Regulations 1996 - trustee remuneration and infringement notices
- The Bankruptcy Legislation Amendment Bill 2009 was passed on 24 June 2010. An exposure draft of the amending Regulations and Explanatory Statement are now available to download from the Attorney-General's Department website.

- Bankruptcy (Fees and Remuneration) Determination 2010
- Bankruptcy (Estate Charges) (Amount of Charge Payable) Determination 2010

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